# API Documentation - [API reference](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference.md) - [Compliance Verification](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification.md) - [Consumer Experian Report](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/consumer-experian-report.md) - [AML & PEP](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/aml-and-pep.md) - [Search Phone Number](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/search-phone-number.md) - [Transunion Verification](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/transunion-verification.md) - [Transunion Credit Report](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/transunion-credit-report.md) - [Company Credit Report](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/company-credit-report.md) - [Companyreporttaskid](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/companyreporttaskid.md) - [Search Companies](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/search-companies.md) - [Business Details](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/business-details.md) - [Consumer Trace](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/consumer-trace.md) - [Search Director](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/search-director.md) - [Bank Verification](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/bank-verification.md) - [Express Credit Score](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/express-credit-score.md) - [ID Photo Verification](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/id-photo-verification.md) - [Real-Time ID Verification](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/real-time-id-verification.md) - [ID Verification](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/id-verification.md) - [Financial Risk Analysis](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis.md) - [Get Sub-Account Transactions](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/get-sub-account-transactions.md) - [Delete Account](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/delete-account.md) - [Get Linked Account](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/get-linked-account.md) - [Get Linked Accounts](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/get-linked-accounts.md) - [Account Details](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/account-details.md) - [Get Transactions](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/get-transactions.md) - [Expenses](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/expenses.md) - [Revenue](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/revenue.md) - [Cashflow](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/cashflow.md) - [Insights](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/insights.md) - [Score](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/score.md) - [Scores](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/scores.md) - [Get Pre-signed URL](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/get-pre-signed-url.md) - [Update User Details](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/update-user-details.md) - [Get User Account By ID](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/get-user-account-by-id.md) - [Create User](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/create-user.md) - [Enterprise (CIPC)](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/enterprise-cipc.md) - [Office Addresses](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/enterprise-cipc/office-addresses.md) - [E-filing History](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/enterprise-cipc/e-filing-history.md) - [Director Verification](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/enterprise-cipc/director-verification.md) - [Company Directors](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/enterprise-cipc/company-directors.md) - [Director Profile](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/enterprise-cipc/director-profile.md) - [Basic Enterprise information](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/enterprise-cipc/basic-enterprise-information.md) - [Company Profile](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/enterprise-cipc/company-profile.md) - [Authorization](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/authorization.md) - [Whoami](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/authorization/whoami.md) - [Revoke](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/authorization/revoke.md) - [Sandbox](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox.md) - [V1](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1.md) - [Get Webhook Details](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-webhook-details.md) - [Update Webhook Details](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/update-webhook-details.md) - [Create Webhook Account](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/create-webhook-account.md) - [Sub-Account Transactions](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/sub-account-transactions.md) - [Get All Linked Account Ids](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-all-linked-account-ids.md) - [Get Account Ids](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-account-ids.md) - [Delink Account](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/delink-account.md) - [Account Details](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/account-details.md) - [Link Account](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/link-account.md) - [Get Transactions](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-transactions.md) - [Get Expenses](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-expenses.md) - [Get Revenues](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-revenues.md) - [Get Cashflow](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-cashflow.md) - [Financial Insights](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/financial-insights.md) - [Financial Score](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/financial-score.md) - [Financial Scores](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/financial-scores.md) - [Get Pre-signed URL](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-pre-signed-url.md) - [Update User Details](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/update-user-details.md) - [Get User Details](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-user-details.md) - [Create User Account](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/create-user-account.md) - [Verification APIs](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/verification-apis.md): These APIs allow you to connect and verify customer data such as bank account, bank statement, identity data and company registration data. - [Comprehensive KYC](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/verification-apis/comprehensive-kyc.md): This trace search is fast, intelligent, and cost-effective, providing rapid access to the latest data from multiple Credit Bureaus nationwide. - [KYB](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/verification-apis/kyb.md): Get complete information about the company, such as contact, financial statements, court cases etc. - [Bank Statement OCR](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/verification-apis/bank-statement-ocr.md): Extract transactions from bank statement document PDF - [Selfie ID Verification](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/verification-apis/selfie-id-verification.md) - [Anti-Money Laundering (AML)](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/verification-apis/anti-money-laundering-aml.md): Anti Money Laundering (AML) and Politically exposed persons (PEP) Check. - [Risk Analysis](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis.md): Now you can score thin-filled customers and small businesses with no prior credit history! - [Insights](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis/insights.md): Qualitative insights collected from your customer's behaviour - [Insyts user](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis/insights/insyts-user.md): Register on Insyts - [Open Banking](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis/insights/open-banking.md): Linking bank accounts using Open Banking - [Alternative Scores](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis/insights/alternative-scores.md): Akiba's Alternative qualitative scores - [Affordability Assessment](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis/insights/affordability-assessment.md) - [Default prediction](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis/insights/default-prediction.md): Calculates the likelihood of a customer to default on a lending product - [Spend analysis](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis/insights/spend-analysis.md) - [Risk scoring](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis/risk-scoring.md): Calculates risk score and default score of an individual customer using transaction data - [Bank Accounts](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/bank-accounts.md): Our Monitoring APIs allow lenders to monitor customers' actions in order to maximise repayments and reduce repayment defaults. - [Actionable Insights](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/bank-accounts/actionable-insights.md): This returns actions based on customers' behaviour to guide customers to become financially healthy. - [Lending recommendation](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/bank-accounts/lending-recommendation.md): This allows lenders to customise lending repayment terms based on customer's financial standing. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.