# Akiba API Docs

## Akiba API Docs (full site)

- [Welcome!](https://akiba-digital.gitbook.io/akiba-api-docs/getting-started/welcome.md): Akiba Digital API Suite offers the capability to automate decisions and gain deeper financial insights to assess customers and prevent fraud.
- [Authentication](https://akiba-digital.gitbook.io/akiba-api-docs/getting-started/authentication.md): Returns your authentication token (OAuth 2.0) which you'll need to call the other APIs
- [Make your first API call](https://akiba-digital.gitbook.io/akiba-api-docs/getting-started/make-your-first-api-call.md)
- [Product Guideline](https://akiba-digital.gitbook.io/akiba-api-docs/products/product-guideline.md): A single integration to over 100+ datasets with built-in risk analysis and fraud intelligence
- [Platform integration](https://akiba-digital.gitbook.io/akiba-api-docs/products/product-guideline/platform-integration.md): Our origination platform is designed to make it easy for business to originate, onboard, approve and process applications quicker and more efficiently.
- [Origination widget](https://akiba-digital.gitbook.io/akiba-api-docs/products/product-guideline/platform-integration/origination-widget.md): We've made it easy for anyone to originate new lending customers using our embeddable widget.
- [Developer integration](https://akiba-digital.gitbook.io/akiba-api-docs/products/product-guideline/developer-integration.md): Comprehensive guide that explains how to use and integrate an API, including its endpoints, parameters, response formats, and authentication methods.
- [Verification](https://akiba-digital.gitbook.io/akiba-api-docs/products/product-guideline/developer-integration/verification.md): Our origination APIs makes it easy for you to assess prospective customers for lending products
- [Risk Analysis](https://akiba-digital.gitbook.io/akiba-api-docs/products/product-guideline/developer-integration/risk-analysis.md): Our risk analysis APIs make it easy for you to draw insights about spending patterns and overall affordability of your customer.
- [Use cases](https://akiba-digital.gitbook.io/akiba-api-docs/products/use-cases.md): Many enterprise customers use our products for some exciting use cases which might serve as inspiration for you:
- [API reference](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference.md)
- [Compliance Verification](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification.md)
- [Consumer Experian Report](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/consumer-experian-report.md)
- [AML & PEP](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/aml-and-pep.md)
- [Search Phone Number](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/search-phone-number.md)
- [Transunion Verification](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/transunion-verification.md)
- [Transunion Credit Report](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/transunion-credit-report.md)
- [Company Credit Report](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/company-credit-report.md)
- [Companyreporttaskid](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/companyreporttaskid.md)
- [Search Companies](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/search-companies.md)
- [Business Details](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/business-details.md)
- [Consumer Trace](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/consumer-trace.md)
- [Search Director](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/search-director.md)
- [Bank Verification](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/bank-verification.md)
- [Express Credit Score](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/express-credit-score.md)
- [ID Photo Verification](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/id-photo-verification.md)
- [Real-Time ID Verification](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/real-time-id-verification.md)
- [ID Verification](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/compliance-verification/id-verification.md)
- [Financial Risk Analysis](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis.md)
- [Get Sub-Account Transactions](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/get-sub-account-transactions.md)
- [Delete Account](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/delete-account.md)
- [Get Linked Account](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/get-linked-account.md)
- [Get Linked Accounts](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/get-linked-accounts.md)
- [Account Details](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/account-details.md)
- [Get Transactions](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/get-transactions.md)
- [Expenses](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/expenses.md)
- [Revenue](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/revenue.md)
- [Cashflow](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/cashflow.md)
- [Insights](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/insights.md)
- [Score](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/score.md)
- [Scores](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/scores.md)
- [Get Pre-signed URL](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/get-pre-signed-url.md)
- [Update User Details](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/update-user-details.md)
- [Get User Account By ID](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/get-user-account-by-id.md)
- [Create User](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/financial-risk-analysis/create-user.md)
- [Enterprise (CIPC)](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/enterprise-cipc.md)
- [Office Addresses](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/enterprise-cipc/office-addresses.md)
- [E-filing History](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/enterprise-cipc/e-filing-history.md)
- [Director Verification](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/enterprise-cipc/director-verification.md)
- [Company Directors](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/enterprise-cipc/company-directors.md)
- [Director Profile](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/enterprise-cipc/director-profile.md)
- [Basic Enterprise information](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/enterprise-cipc/basic-enterprise-information.md)
- [Company Profile](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/enterprise-cipc/company-profile.md)
- [Authorization](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/authorization.md)
- [Whoami](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/authorization/whoami.md)
- [Revoke](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/authorization/revoke.md)
- [Sandbox](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox.md)
- [V1](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1.md)
- [Get Webhook Details](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-webhook-details.md)
- [Update Webhook Details](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/update-webhook-details.md)
- [Create Webhook Account](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/create-webhook-account.md)
- [Sub-Account Transactions](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/sub-account-transactions.md)
- [Get All Linked Account Ids](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-all-linked-account-ids.md)
- [Get Account Ids](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-account-ids.md)
- [Delink Account](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/delink-account.md)
- [Account Details](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/account-details.md)
- [Link Account](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/link-account.md)
- [Get Transactions](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-transactions.md)
- [Get Expenses](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-expenses.md)
- [Get Revenues](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-revenues.md)
- [Get Cashflow](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-cashflow.md)
- [Financial Insights](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/financial-insights.md)
- [Financial Score](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/financial-score.md)
- [Financial Scores](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/financial-scores.md)
- [Get Pre-signed URL](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-pre-signed-url.md)
- [Update User Details](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/update-user-details.md)
- [Get User Details](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/get-user-details.md)
- [Create User Account](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/api-reference/sandbox/v1/create-user-account.md)
- [Verification APIs](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/verification-apis.md): These APIs allow you to connect and verify customer data such as bank account, bank statement, identity data and company registration data.
- [Comprehensive KYC](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/verification-apis/comprehensive-kyc.md): This trace search is fast, intelligent, and cost-effective, providing rapid access to the latest data from multiple Credit Bureaus nationwide.
- [KYB](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/verification-apis/kyb.md): Get complete information about the company, such as contact, financial statements, court cases etc.
- [Bank Statement OCR](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/verification-apis/bank-statement-ocr.md): Extract transactions from bank statement document PDF
- [Selfie ID Verification](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/verification-apis/selfie-id-verification.md)
- [Anti-Money Laundering (AML)](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/verification-apis/anti-money-laundering-aml.md): Anti Money Laundering (AML) and Politically exposed persons (PEP) Check.
- [Risk Analysis](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis.md): Now you can score thin-filled customers and small businesses with no prior credit history!
- [Insights](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis/insights.md): Qualitative insights collected from your customer's behaviour
- [Insyts user](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis/insights/insyts-user.md): Register on Insyts
- [Open Banking](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis/insights/open-banking.md): Linking bank accounts using Open Banking
- [Alternative Scores](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis/insights/alternative-scores.md): Akiba's Alternative qualitative scores
- [Affordability Assessment](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis/insights/affordability-assessment.md)
- [Default prediction](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis/insights/default-prediction.md): Calculates the likelihood of a customer to default on a lending product
- [Spend analysis](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis/insights/spend-analysis.md)
- [Risk scoring](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/risk-analysis/risk-scoring.md): Calculates risk score and default score of an individual customer using transaction data
- [Bank Accounts](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/bank-accounts.md): Our Monitoring APIs allow lenders to monitor customers' actions in order to maximise repayments and reduce repayment defaults.
- [Actionable Insights](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/bank-accounts/actionable-insights.md): This returns actions based on customers' behaviour to guide customers to become financially healthy.
- [Lending recommendation](https://akiba-digital.gitbook.io/akiba-api-docs/api-documentation/bank-accounts/lending-recommendation.md): This allows lenders to customise lending repayment terms based on customer's financial standing.
- [Credit Pricing](https://akiba-digital.gitbook.io/akiba-api-docs/pricing/credit-pricing.md): Our pricing caters for clients of different sizes and scales with you
- [Pre-paid API Credits](https://akiba-digital.gitbook.io/akiba-api-docs/pricing/pre-paid-api-credits.md): Suitable if you're not sure about your monthly call volumes
- [Subscription](https://akiba-digital.gitbook.io/akiba-api-docs/pricing/subscription.md): This is great for clients who have an idea of API volumes
- [About](https://akiba-digital.gitbook.io/akiba-api-docs/about.md)