Spend analysis

Spending analysis requires transaction data

For us to analyse spending patterns of your customer, we need transaction data from their bank account, wallet and or POS in the case of SMEs.

Example Transactions Object schema required:

{
"transactions": [
{
"external_transaction_id": "958d14298-91ee-405d-89da-248c30eaf0e81-pending",
"type": "debit",
"amount": -255,
"currency": "ZAR",
"status": "Approved",
"account_name": "Capitec-bank",
"account_number": "123-123-123",
"balance": {
"amount": 12105,
"currency": "ZAR",
"type": "ClosingAvailable"
},
"date_time": 1774672448
},
{
"external_transaction_id": "958d14298-91ee-405d-89da-248c30eaf0e81-pending",
"type": "debit",
"amount": -100,
"currency": "ZAR",
"status": "Approved",
"account_name": "Capitec-bank",
"account_number": "123-123-123",
"balance": {
"amount": 12005,
"currency": "ZAR",
"type": "ClosingAvailable"
},
"date_time": 1574672448
}
]
}

Get Spending patterns