{
"income": {
"currency": "ZAR",
"number_of_salaries": "2",
"possible_financial_distress_indicator": false,
"out_of_work_benefit_indicator": false,
"new_employer_indicator": false,
"expected_salary": [
{
"amount": "12502.60",
"expected_pay_date": "1608418799",
"pay_frequency": "monthly"
}
],
"categories": [
{
"name": "Salary",
"monthly_amounts": [
{
"amount": "12502.60",
"year": "2021",
"month": "3"
}
]
},
{
"name": "Other",
"monthly_amounts": [
{
"amount": "2002.60",
"year": "2021",
"month": "3"
}
]
}
]
},
"spending": {
"currency": "ZAR",
"monthly_amounts": [
{
"percentage": "93%",
"amount": "11309.43",
"month": "3"
}
],
"spending_patterns": {
"currency": "ZAR",
"by_category": [
{
"category": "Groceries & Supplies",
"min": "1845.03",
"mean": "2008.32",
"max": "2150.11",
"frequency": "15.5",
"recency": "3"
},
{
"category": "Groceries & Supplies",
"min": "1845.03",
"mean": "2008.32",
"max": "2150.11",
"frequency": "15.5",
"recency": "3"
},
{
"category": "Groceries & Supplies",
"min": "1845.03",
"mean": "2008.32",
"max": "2150.11",
"frequency": "15.5",
"recency": "3"
}
]
},
"financial_markers": {
"new_debt_indicator": false,
"credit_repayments": {
"rate_of_change": "0.66",
"pred_next_month": "1022.35",
"ratio_to_income": "0.17"
},
"currency": "ZAR",
"negative_balance_ratio": 0.5,
"debt_management_indicator": false,
"debit_bank_transfer": {
"rate_of_change": "0.66",
"pred_next_month": "122.35",
"ratio_to_income": "0.07"
},
"summary_averages": {
"average_fixed_exp": 0.5,
"average_flexible_exp": 0.5,
"average_income": 0.5
},
"utility_payments": {
"debits": {
"rate_of_change": "0.66",
"pred_next_month": "122.35",
"ratio_to_income": "0.07"
},
"cash_withdrawals": {
"rate_of_change": "0.66",
"pred_next_month": "122.35",
"ratio_to_income": "0.07"
}
}
}