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Akiba API Docs
  • 🚦Getting Started
    • 👋Welcome!
    • 🔐Authentication
    • 🤓Make your first API call
  • 🚀PRODUCTS
    • 🏗️Product Guideline
      • Platform integration
        • Origination widget
      • Developer integration
        • Verification
        • Risk Analysis
    • 🎓Use cases
  • 💡API Documentation
    • 👩‍💻API reference
      • Compliance Verification
        • Consumer Experian Report
        • AML & PEP
        • Search Phone Number
        • Transunion Verification
        • Transunion Credit Report
        • Company Credit Report
        • Companyreporttaskid
        • Search Companies
        • Business Details
        • Consumer Trace
        • Search Director
        • Bank Verification
        • Express Credit Score
        • ID Photo Verification
        • Real-Time ID Verification
        • ID Verification
      • Financial Risk Analysis
        • Get Sub-Account Transactions
        • Delete Account
        • Get Linked Account
        • Get Linked Accounts
        • Account Details
        • Get Transactions
        • Expenses
        • Revenue
        • Cashflow
        • Insights
        • Score
        • Scores
        • Get Pre-signed URL
        • Update User Details
        • Get User Account By ID
        • Create User
      • Enterprise (CIPC)
        • Office Addresses
        • E-filing History
        • Director Verification
        • Company Directors
        • Director Profile
        • Basic Enterprise information
        • Company Profile
      • Authorization
        • Whoami
        • Revoke
      • Sandbox
        • V1
          • Get Webhook Details
          • Update Webhook Details
          • Create Webhook Account
          • Sub-Account Transactions
          • Get All Linked Account Ids
          • Get Account Ids
          • Delink Account
          • Account Details
          • Link Account
          • Get Transactions
          • Get Expenses
          • Get Revenues
          • Get Cashflow
          • Financial Insights
          • Financial Score
          • Financial Scores
          • Get Pre-signed URL
          • Update User Details
          • Get User Details
          • Create User Account
    • 🤵Verification APIs
      • Comprehensive KYC
      • KYB
      • Bank Statement OCR
      • Selfie ID Verification
      • 👚Anti-Money Laundering (AML)
    • 🎯Risk Analysis
      • 👓Insights
        • Insyts user
        • Open Banking
        • Alternative Scores
        • Affordability Assessment
        • Default prediction
        • Spend analysis
      • ☢️Risk scoring
    • 🏦Bank Accounts
      • 🧯Actionable Insights
      • ⏰Lending recommendation
  • 💲Pricing
    • 🪙Credit Pricing
    • 🏃‍♀️Pre-paid API Credits
    • 🛂Subscription
  • Specification
  • About
  • Specification
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On this page
  • Bundled Pricing
  • Modular Pricing
  • Growing together: Our discounting tables
  1. Pricing

Credit Pricing

Our pricing caters for clients of different sizes and scales with you

PreviousLending recommendationNextPre-paid API Credits

Last updated 1 year ago

Bundled Pricing

Buy our APIs as bundle

Modular Pricing

Name
Description
Cost per call

Real-time Verification

Real-time identity verification against the Natural Persons Register hosted at Department of Home Affairs.

R7

Selfie ID Biometrics

Biometric facial and finger print verifications.

R25

AML/PEP

Anti Money Laundering (AML) and PEP Check.

R10

CIPC Company and Director Verification

CIPC Company Verification

R7

Bank Account Verification

Enables 3rd parties to do real-time verifications on consumer/commercial bank account at the South African banks*

R15

Open Banking**

Extract transactions from bank account feed from South African banks*

R30

*Banks covered: ABSA, FNB, Standard Bank, Nedbank, African Bank, Capitec, Investec, Sasfin Bank, Discovery Bank.

**Open Banking: Recommended for frequent use, minimum 10 calls per annum.

Name
Description
Cost per call

Liquidity Score

Likelihood of borrower running out of cash in the next 30-90 days

R5

Creditability Score

Risk based on high risk activities such as gambling, high cash withdrawals etc.

R5

Affordability Score

Get an estimated affordability value of the client based on 3 month bank transaction history

R5

Consumer Credit Score

Experian or TransUnion

R230

TransUnion Company Credit Risk Report

Business Credit report from TransUnion

R230

VerifyID Company Credit Risk Report

Business Credit report from VerifyID

R230

Experian Company Credit Risk Report

Business Credit report from Experian

R230

Growing together: Our discounting tables

Our discount tables are aligned with the number of volumes (APIs calls made) in a month.

Min. credits
Max. credits
Discount

5,000

10,000

3%

10,001

50,000

4%

50,001

100,000

5%

100,001

250,000

6%

250,001

500,000

8%

500,001

1,000,000

8%

💲
🪙
Cover

R35

Business Verification

Cover

R40

Alternative Scoring

Cover

R230

Traditional Credit Bureau Reports

Cover

R10

Anti-Money Laundering & Politically Exposed Persons

AML/PEP

Cover

R50

Comprehensive KYC