🪙Credit Pricing

Our pricing caters for clients of different sizes and scales with you

Bundled Pricing

Buy our APIs as bundle

R50

Comprehensive KYC

R35

Business Verification

R40

Alternative Scoring

R230

Traditional Credit Bureau Reports

R10

Anti-Money Laundering & Politically Exposed Persons

AML/PEP

Modular Pricing

Verifcation

Name	Description	Cost per call
Real-time Verification	Real-time identity verification against the Natural Persons Register hosted at Department of Home Affairs.	R7
Selfie ID Biometrics	Biometric facial and finger print verifications.	R25
AML/PEP	Anti Money Laundering (AML) and PEP Check.	R10
CIPC Company and Director Verification	CIPC Company Verification	R7
Bank Account Verification	Enables 3rd parties to do real-time verifications on consumer/commercial bank account at the South African banks*	R15
Open Banking**	Extract transactions from bank account feed from South African banks*	R30

*Banks covered: ABSA, FNB, Standard Bank, Nedbank, African Bank, Capitec, Investec, Sasfin Bank, Discovery Bank.

**Open Banking: Recommended for frequent use, minimum 10 calls per annum.

Risk Analysis

Name	Description	Cost per call
Liquidity Score	Likelihood of borrower running out of cash in the next 30-90 days	R5
Creditability Score	Risk based on high risk activities such as gambling, high cash withdrawals etc.	R5
Affordability Score	Get an estimated affordability value of the client based on 3 month bank transaction history	R5
Consumer Credit Score	Experian or TransUnion	R230
TransUnion Company Credit Risk Report	Business Credit report from TransUnion	R230
VerifyID Company Credit Risk Report	Business Credit report from VerifyID	R230
Experian Company Credit Risk Report	Business Credit report from Experian	R230

Growing together: Our discounting tables

Our discount tables are aligned with the number of volumes (APIs calls made) in a month.

Min. credits	Max. credits	Discount
5,000	10,000	3%
10,001	50,000	4%
50,001	100,000	5%
100,001	250,000	6%
250,001	500,000	8%
500,001	1,000,000	8%