⚙️
Akiba API Docs
  • 🚦Getting Started
    • 👋Welcome!
    • 🔐Authentication
    • 🤓Make your first API call
  • 🚀PRODUCTS
    • 🏗️Product Guideline
      • Platform integration
        • Origination widget
      • Developer integration
        • Verification
        • Risk Analysis
    • 🎓Use cases
  • 💡API Documentation
    • 👩‍💻API reference
      • Compliance Verification
        • Consumer Experian Report
        • AML & PEP
        • Search Phone Number
        • Transunion Verification
        • Transunion Credit Report
        • Company Credit Report
        • Companyreporttaskid
        • Search Companies
        • Business Details
        • Consumer Trace
        • Search Director
        • Bank Verification
        • Express Credit Score
        • ID Photo Verification
        • Real-Time ID Verification
        • ID Verification
      • Financial Risk Analysis
        • Get Sub-Account Transactions
        • Delete Account
        • Get Linked Account
        • Get Linked Accounts
        • Account Details
        • Get Transactions
        • Expenses
        • Revenue
        • Cashflow
        • Insights
        • Score
        • Scores
        • Get Pre-signed URL
        • Update User Details
        • Get User Account By ID
        • Create User
      • Enterprise (CIPC)
        • Office Addresses
        • E-filing History
        • Director Verification
        • Company Directors
        • Director Profile
        • Basic Enterprise information
        • Company Profile
      • Authorization
        • Whoami
        • Revoke
      • Sandbox
        • V1
          • Get Webhook Details
          • Update Webhook Details
          • Create Webhook Account
          • Sub-Account Transactions
          • Get All Linked Account Ids
          • Get Account Ids
          • Delink Account
          • Account Details
          • Link Account
          • Get Transactions
          • Get Expenses
          • Get Revenues
          • Get Cashflow
          • Financial Insights
          • Financial Score
          • Financial Scores
          • Get Pre-signed URL
          • Update User Details
          • Get User Details
          • Create User Account
    • 🤵Verification APIs
      • Comprehensive KYC
      • KYB
      • Bank Statement OCR
      • Selfie ID Verification
      • 👚Anti-Money Laundering (AML)
    • 🎯Risk Analysis
      • 👓Insights
        • Insyts user
        • Open Banking
        • Alternative Scores
        • Affordability Assessment
        • Default prediction
        • Spend analysis
      • ☢️Risk scoring
    • 🏦Bank Accounts
      • 🧯Actionable Insights
      • ⏰Lending recommendation
  • 💲Pricing
    • 🪙Credit Pricing
    • 🏃‍♀️Pre-paid API Credits
    • 🛂Subscription
  • Specification
  • About
  • Specification
Powered by GitBook
On this page
  • Offer Recommendation
  • Recommend loan offers based on customer affordability
  1. API Documentation
  2. Bank Accounts

Lending recommendation

This allows lenders to customise lending repayment terms based on customer's financial standing.

Offer Recommendation

Recommend loan offers based on customer affordability

POST https://api.akibadigital.com/v1/offer/recommendation

Request Body

Name
Type
Description

requested_amount*

Int

loan amount requested

customer_id*

String

loan_type

String

loan_interest*

Int

max_repyment_months*

Int

min_repayment_months*

Int

other_fees_total*

Int

{
    "requested": 35000,
    "recommendations": [
        {
            "offer_id": "29e42a6c-b22c-46ab-a09b-e144b446f6d1",
            "date_offer": "2021-11-02T18:01:23.000000Z",
            "offer_amount": 30204,
            "monthly_repayment": 9,
            "default_probability": 0.113,
            "discount_rate_month": 0,
            "total_fees": null,
        },
        {
            "offer_id": "08935b9b-7372-4e09-8984-1056a60f7dc8",
            "date_offer": "2021-11-02T18:01:24.000000Z",
            "offer_amount": 31204,
            "monthly_repayment": 10,
            "default_probability": 0.12,
            "discount_rate_month": 0,
            "total_fees": null,
            
        }
    ]
}
PreviousActionable InsightsNextCredit Pricing

Last updated 1 year ago

💡
🏦
⏰