Affordability Assessment

Affordability assessment requires transaction data

For us to calculate affordability of your customer, we need transaction data from their bank account, wallet and or POS in the case of SMEs.

Example Transactions Object schema required:

{
"transactions": [
{
"external_transaction_id": "958d14298-91ee-405d-89da-248c30eaf0e81-pending",
"type": "debit",
"amount": -255,
"currency": "ZAR",
"status": "Approved",
"account_name": "Capitec-bank",
"account_number": "123-123-123",
"balance": {
"amount": 12105,
"currency": "ZAR",
"type": "ClosingAvailable"
},
"date_time": 1774672448
},
{
"external_transaction_id": "958d14298-91ee-405d-89da-248c30eaf0e81-pending",
"type": "debit",
"amount": -100,
"currency": "ZAR",
"status": "Approved",
"account_name": "Capitec-bank",
"account_number": "123-123-123",
"balance": {
"amount": 12005,
"currency": "ZAR",
"type": "ClosingAvailable"
},
"date_time": 1574672448
}
]
}

Get affordability

post
https://api.akibadigital.com/v1
/affordability
Calculate affordability of customer