Gugu or Akiba-enterprise is an API suite by Akiba Digital which offers partners the capability to automate lending decisions and gain deeper financial insights to assess customer's lending readiness.

About Akiba Digital

Akiba Digital provides embeddable financial intelligence solutions are designed to help our partners provide financial products and services with ease specifically to the under-serviced markets.

What to expect

Extract Customer Data
Automated Scoring
Affordability Insights
  1. 1.
    Selfie Verification API: to help you verify customers using selfies
  2. 2.
    Bank Statement OCR: to help you automate extraction of bank statements data into ready-to-analyse structured data
  1. 1.
    Alternative scoring for consumers: to help you score the risk of individual consumers' ability to repay credit
  2. 2.
    Alternative scoring for small business: to help you score small businesses for financing and other forms of credit
  3. 3.
    Default prediction: to help you understand the likelihood of defaults on a loan
  1. 1.
    Affordability analysis: to help you understand capacity to repay credit
  2. 2.
    Spending analysis: to help you understand the spending patterns of a customer
Before you proceed: To get value, make sure you've requested a sandbox access to our APIs from our team before playing around with our APIs.

API Environments

You can run our API in either sandbox or live production environments. Sandbox allows you to test the API without affecting live customer data or interacting with customer data. Production environment allows you to score and analyse real customer data and is subject to our pricing.
Use this environment to test your connection
Use this environment for production

Get started with our API

Here you'll find all the documentation you need to get up and running with the Akiba APIs.
  1. 1.
    First and foremost, we hope you've received your API keys to access your sandbox account. If not reach out to our team on [email protected]
  2. 2.
    With your sandbox API keys, you can jump straight here to set up your APIs
  3. 3.
    If you'd like some inspiration of how you can use our APIs, read some of our use cases

Want to deep dive?

Feeling like an eager beaver? Jump in to our product guideline to see what APIs to expect

Want to jump right in?

Dive a little deeper and start exploring our API reference to get an idea of everything that's possible with the API: