Alternative scoring

Now you can score thin-filled customers and small businesses with no prior credit history!

Understand Alternative scoring

Alternative scoring has the same objective as a traditional credit score in determining a customer’s ability to repay credit, but greatly increases the depth. The underlying scorecard is constructed from variables extracted from the transaction data of both credit and debit products. Hence credit-like behaviour, such as whether or not someone pays their rent or utility bills, is now picked up.

This section includes APIs for: